Ignosis

Ignosis provides enterprise-grade Account Aggregator (AA) infrastructure and a financial data intelligence platform for banks, lenders, wealth managers, and insurers—making access to credit, investments, and insurance faster, more personalized, and more inclusive for millions.

Account Aggregator (AA) is set to become embedded in every financial transaction journey in India. Ignosis powers this shift with Multi-AA Orchestrator delivering >98% fetch success rates. But the company goes far beyond data pipes. Its platform layers actionable intelligence—accurate income verification, spend analysis, repayment-intent scoring, and investment portfolio insights—that BFSI institutions can directly plug into underwriting, collections, wealth, and cross-sell workflows. 

Aligned with RBI’s AA framework and India’s DPDP Act, Ignosis empowers institutions to access, trust, and act on AA data—delivering 20% higher income accuracy, 15% healthier loan portfolios, and 7x higher cross-sell conversions. With 300M+ Indians still underserved in credit, wealth & insurance, AA is poised to be the “next UPI moment for data”—and Ignosis is building the rails to make it happen.

Headquartered in Ahmedabad, Ignosis was founded by Nirav Prajapati and Chintan Sheth. 

Nirav has a master’s degree in Computer Science from Stevens Institute of Technology and spent over a decade in New York building large scale fintech platforms. He previously founded Pirimid Fintech and StudyBoard. Chintan studied Computer Science at Nirma Institute of Technology and worked with Nirav at Pirimid before they co-founded Ignosis.

*Angel investors: Kunal Shah (CRED), Ramanathan (Hyperface, Juspay), Sanjay Jain (Moneyview).